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74 Reasons Why People Did Not Invest in the Stock Market

Source: Atalantic Sosnoff; ASC Company Research.

Dow Jones Industrial Average:
The most widely used indicator of the overall condition of the stock market, a price-weighted average of 30 actively traded blue-chip stocks, primarily industrials. The 30 stocks are chosen by the editors of The Wall Street Journal (which is published by Dow Jones &Company), a practice that dates back to the beginning of the century. The Dow was officially started by Charles Dow in 1896, at which time it consisted of only 11 stocks. The Dow is computed using a price-weighted indexing system, rather than the more common market-cap-weighted indexing system. Simply put, the editors at WSJ add up the prices of all the stocks and then divide by the number of stocks in the index. (In actuality, the divisor is much higher today in order to account for stock splits that have occurred in the past.)
S&P 500:
Widely regarded as the best single gauge of the U.S. equities market, this world-renowned index includes a representative sample of 500 leading companies in leading industries of the U.S. economy. Although the S&P 500 focuses on the large-cap segment of the market, with over 80% coverage of U.S. equities, it is also an ideal proxy for the total market. Performance results are derived from the return of the S&P 500 Index including the reinvestment of dividends and interest and does not include a reduction of fees.
Information courtesy of
Joe Kelly
Financial Advisor,
MorganStanley SmithBarney
250 S. Park Avenue
Suite 500
Winter Park, FL 32789
407 740-4972

Oakmont Village is a new 25-acre luxury senior living community in the heart of prestigious Lake Mary, Florida. Ideally located for ease and convenience, Oakmonte Village is within easy reach of many local Orlando amenities such as parks, walking trails, lakes, and more.

Oakmonte Village offers resort style living and freedom from home maintenance.  Residents at Oakmonte enjoy amenities such as card and game rooms, fitness center, movie theatre, on-site banking, gift shop, pharmacy, outdoor swimming pool, full-service concierge and a diverse array of culturally rich programming.  Oakmonte’s active lifestyle is supported by concierge physician services, rehabilitative and home care services as well as a continuum of care through our soon-to-open assisted living and memory care community.  All without any entrance fees.

For more information on Oakmonte Village please call 407.732.5800.

categories Orlando Senior Living | Oakmonte Village April 23, 2010

What Should You Keep?

Master the Household Paper Chase

Now that tax time has passed, what to do with that foot-high stack of last year’s statements? And how about those “vital documents” you had drafted, only to throw them in your bottom desk drawer?While you may be tempted to box everything up and condemn it to a basement shelf, you know better. Consider the following means of neatly and securely organizing essential papers—and lessening the chances of your last will and testament being sold at your next garage sale along with that perfect set of National Geographic magazines.

Category #1: Keep It Forever

Documents in this group include birth and death certificates, marriage licenses and divorce decrees, vehicle titles, the deed to your home, and your Social Security card. They’re best stored in a fireproof box.

Category #2: Put a Time Stamp on It

These documents are difficult—if not impossible—to recreate. Chief among them: your last seven years of state and federal tax returns, plus their supporting documents. Lest this portion of your papers balloon out of control, make it a rule to always let go of those Year 8 documents as you make room for the current set. Headed for the shredder this season: 2003.

Other papers in this category include receipts for major purchases (especially those under warranty) and home improvement records, which you’ll need when you sell your house. It’s also wise to hold on to annual brokerage and retirement account statements for at least the past three years.

Category #3: Shred It Now

Good news: utility bills, credit card statements and even monthly bank statements are great shredder fodder once paid or reconciled (unless you’re tracking home-office expenses or other tax-related transactions). In addition, shred credit card offers and any other mail containing personal information.

Though a paperless household is still really the stuff of science fiction, these categories can at least get your files out of sight and into logical order.

To help you get your household records in order, ask us for a complimentary Family Records Organizer. The three-ring binder can help you and your family gather and store important documents, including account statements, tax information, insurance policies, legal documents and other records.

Courtesy of
Joe Kelly
Financial Advisor
MorganStanley SmithBarney
250 S. Park Avenue
Suite 500
Winter Park, FL 32789
 407 740-4972

Oakmont Village is a new 25-acre luxury senior living community in the heart of prestigious Lake Mary, Florida. Ideally located for ease and convenience, Oakmonte Village is within easy reach of many local Orlando amenities such as parks, walking trails, lakes, and more.

 Oakmonte Village offers resort style living and freedom from home maintenance.  Residents at Oakmonte enjoy amenities such as card and game rooms, fitness center, movie theatre, on-site banking, gift shop, pharmacy, outdoor swimming pool, full-service concierge and a diverse array of culturally rich programming.  Oakmonte’s active lifestyle is supported by concierge physician services, rehabilitative and home care services as well as a continuum of care through our soon-to-open assisted living and memory care community.  All without any entrance fees.
For more information call 407.732.5800 or visit our website at www.oakmontevillage.com

categories Orlando Senior Living | Oakmonte Village

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